Clarity InsurTech — Storm Response Demo

The Signal

Severe
Weather event detected across 4 zip codes · Verisk Benchmark API

Affected Policies

1,847
Active policies matched to impacted addresses · Data Cloud

Avg. Claim Exposure

$14,200
Per policy based on coverage type and event severity

Data Sources

  • Verisk API
  • Data Cloud
  • Policy DB
  • Contractor Network

Agentforce reads the storm before the adjuster's phone rings.

The moment Verisk's Benchmark API registers a severe weather event, Clarity has already cross-referenced every affected address against active policies, calculated each policyholder's coverage and exposure, and queued a response — ranked by severity. The claims adjuster doesn't search. They decide.

Weather Event Detected — Response Required

Verisk has confirmed a severe weather event across 4 zip codes. I've matched 1,847 active policies to affected addresses and identified your highest-priority policyholder for immediate outreach.

Priority Policyholder — Marcus Webb

  • Address: 4412 Ridgemont Dr.
  • Policy Type: Homeowners — HO-3
  • Coverage: $340,000
  • Deductible: $1,500
  • Event Severity at Address: High — Damage Likely
    Verisk Benchmark: 2.1" hail · 58 mph wind gusts confirmed at property
  • Last Contact: 214 days ago
  • Fraud Risk: Storm Chasers Active

Storm chasers are active in this area. Marcus hasn't heard from Clarity in 214 days. I've drafted a personalized outreach with his coverage details and your approved contractor list.

Proposed Outreach

  • Channel: SMS / iMessage
  • Tone: Caring, urgent
  • Includes: Coverage + Contractors
  • Compliance: Pre-cleared ✓

✓ Approve & Send to Marcus
✎ Edit Before Sending
Approved. Send it now.
✅ Sent to Marcus. Queuing the remaining 1,846 affected policyholders by severity. Full response report by end of day.

The moment that matters

The adjuster approved in 22 seconds.

The storm chaser is still three blocks away.

This is the window every insurer loses. Door-to-door contractors arrive within hours of a weather event, get homeowners to sign Assignment of Benefits forms, and file inflated claims the insurer has no control over. Clarity closes that window. Marcus doesn't get a generic "storm in your area" alert. He gets a message that knows his address was hit, knows his coverage, and hands him three vetted contractors before a stranger knocks. The outreach feels personal because the data made it personal — Verisk confirmed the damage at his specific property, not just his zip code.

Adjuster approval to policyholder outreach

  • 1,847 Personalized messages from a single approval
  • $0 Manual lookup required per policyholder

Marcus's phone buzzes at 2:18 PM. The stranger won't knock until 4.

The message Marcus receives doesn't read like an automated alert. It knows his address was specifically affected. It knows his deductible. It gives him three pre-vetted contractors and a direct path to start his claim — before he's had time to feel anxious or vulnerable to a stranger at the door.

Your Property — Storm Assessment

  • Address Affected: Yes — Confirmed
  • Event Type: Severe Weather
  • Your Coverage: $340,000
  • Your Deductible: $1,500

Important: Only use Clarity-approved contractors. Unsolicited door-to-door contractors may ask you to sign over your claim rights. You are not obligated to do so.

If your home has damage, here are three Clarity-approved contractors near you. They're vetted, licensed, and work directly with our claims team so the process is faster and fully covered.

Approved Contractors — Near You

  • Summit Roofing Co.
    1.2 miles away
    Clarity Preferred
  • Apex Restoration
    2.4 miles away
    Clarity Preferred
  • HomeShield Pros
    3.1 miles away
    Clarity Preferred

📋 Start My Claim

You don't need to do anything right now. Take your time, assess the damage when it's safe, and reach out when you're ready. We're here.

Claim Started

  • Claim Initiated
  • Ref: CLM-2024-8841 ✓
  • Adjuster Assigned: Within 2 hours
  • Contractor Contact: Summit Roofing notified
  • Confirmation: Sent to email ✓
  • Interaction logged. Claim opened. AOB fraud risk eliminated for this policyholder.

The Invisible Architecture — Works for Any Peril

The Signal

Verisk Benchmark API confirms address-level event severity in near real-time — hail, wind, wildfire, hurricane

The Brain

Data Cloud matches affected addresses to active policies, coverage, deductibles, and nearest approved contractors

The Engine

Agentforce briefs the adjuster, gets approval, and sends 1:1 personalized outreach to every affected policyholder

Compliance by Design

  • Human Approval Required
    Every outreach requires adjuster sign-off. Agentforce prepares — licensed professionals decide.
  • AOB Fraud Warning Built In
    Every policyholder message includes an explicit Assignment of Benefits warning — protecting the insurer and the customer.
  • Pre-Cleared Outreach
    All messaging runs through Financial Services Cloud compliance rules before reaching the adjuster queue.
  • Full Audit Trail
    Every action — signal, approval, outreach, claim initiation — is logged to the policyholder profile in real time.